Don’t Forget to Use Your Dental Benefits Before They Expire
If you have a dental insurance plan in Bethlehem, GA, you or your employer are likely to pay a monthly premium.
Understanding your dental insurance benefits is much easier than understanding your medical insurance. Below, Gentle Dental Group explains the must-knows so you can use your dental benefits before they expire.
Schedule Your Dental Appointment with Dr. Hoang
We recommend seeing your Bethlehem GA dentist for preventative dentistry services. This will reduce the likelihood of dental problems. Dental services like root canal therapy or tooth extractions can be costly, especially if they’re an emergency. If you avoid seeing your dentist for treatment, you will end up paying more for treatment. Your dental insurance will typically cover your routine dental cleanings, exams, and fluoride treatment, depending on your plan. Take advantage of your dental benefits and encourage your loved ones to do so also.
Our Bethlehem GA dental office accepts most dental insurance plans. Contact Gentle Dental Group to learn more about your dental coverage.
Maximize Your Dental Benefits
If you’re worried about maxing out your dental benefits and going over what your plan allows, you can split up treatment instead of trying to do it all at once. In this way, patients can reach their maximum for this year and, starting in the new year, take advantage of the new benefit plan. By scheduling treatments with regard to insurance, we can help patients minimize out-of-pocket costs.
It is important to understand how deductibles work. This is so to fully understand the value of using your benefits before the end of the year or how to divide scheduling therapies. An insurance deduction is how much a patient has to pay before treatment is covered by the insurance company. For instance, if the deductible is $500 and the patient has paid this amount, the insurance will cover a percentage of the remainder of the approved care balance. The amount varies by policy, as does the amount of co-pay that you may still have to pay after you have met the deductible. Contact your insurance company or our dental office for estimates.
Note: Flexible Spending Accounts Expire
Your employer may offer employees Flexible Spending Accounts (FSA), which can help cover anything your dental insurance plan does not. However, your FSA expires at the end of the year. So any money put into these accounts is wasted if you do not take advantage of them. Check now to see what you have left in your account, and you may have been postponing whether it will cover services. Professional teeth whitening, veneers, dental implants, and braces may be used to cover some plans. You lose them at the end of the year if you don’t use your FSA funds.
Don’t Have Dental Insurance? No Problem.
If you don’t have dental insurance, don’t stress. At Gentle Dental Group, we offer Bethlehem, GA, residents a variety of payment options. We have an In-House Savings Plan, Lending Club, and we accept CareCredit. Our friend Dr. Brian Leeson, an emergency dentist in St. Petersburg, FL, recommends finding a dentist who does accept your dental insurance and offers additional payment options in the event of a dental emergency. Contact our Bethlehem, GA dental office, or visit our website to learn more about your dental coverage.
Why Schedule Your Dental Appointment
At the end of the year, appointments fill up quickly. To make sure that you get the most out of your dental insurance, schedule your appointment before it’s too late. We have less than a month before the New Year. Don’t procrastinate. Schedule your appointment with Gentle Dental Group now!